body {
  margin: 0;
  font-family: Arial, Helvetica, sans-serif;
  color: #333;
}

header {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 15px 40px;
  box-shadow: 0 2px 10px rgba(0,0,0,0.1);
  background: #ffffff;
}

header img { height: 50px; }

nav a {
  margin: 0 12px;
  text-decoration: none;
  color: #0b3d91;
  font-weight: bold;
}

nav a:hover { color: #1e6bd6; }

.hero {
  background: linear-gradient(rgba(11,61,145,0.85), rgba(11,61,145,0.85));
  color: white;
  text-align: center;
  padding: 120px 20px;
}

.hero h1 { font-size: 42px; margin-bottom: 20px; }

.section {
  padding: 60px 40px;
  max-width: 1100px;
  margin: auto;
}

.cards {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
  gap: 20px;
}

.card {
  padding: 25px;
  border-radius: 10px;
  box-shadow: 0 4px 15px rgba(0,0,0,0.1);
  transition: 0.3s;
}

.card:hover { transform: translateY(-5px); }

footer {
  background: #f4f6f9;
  text-align: center;
  padding: 20px;
  margin-top: 40px;
}

input, textarea {
  width: 100%;
  padding: 10px;
  margin-bottom: 15px;
  border-radius: 5px;
  border: 1px solid #ccc;
}

button {
  padding: 10px 25px;
  background: #0b3d91;
  color: white;
  border: none;
  border-radius: 20px;
  cursor: pointer;
}

button:hover { background: #1e6bd6; }